Plaid certified integration
A read-only connection for transaction insights when you choose to link an account.
AI Money Recovery Platform
Find and Fix Hidden Money Leaks.
Vala identifies recurring costs, bill pressure, and spending drift, then helps you choose the next action worth taking.
Secure, read-only bank connection through Plaid. Vala never sees or stores your bank login credentials.
Secure, read-only Plaid connectionFind, recover, prevent, and buildWeekly actions instead of another dashboardVala never stores your bank login credentials
Find your starting point
Which recovery project should you start first?
Answer a few non-financial questions. This is a directional estimate, not a bank analysis.
How many paid subscriptions do you have?
How often do you order delivery?
Do you review recurring charges monthly?
Have everyday costs increased recently?
How often do you pay bank or service fees?
Your first recovery opportunityChoose one area to recover this month.
Recurring charges • Food delivery • Rising everyday costs
This is an estimate based on your answers, not a verified result.
Security first
Connect only when you are ready.
Zero credential storage
Your bank login details stay between you, your bank, and Plaid. Vala never sees or stores them.
Bank-level protection
Your information is protected in transit and at rest. Vala cannot transfer, withdraw, or move money.
Free recovery preview
Build your first Money Recovery Project.
No bank connection is needed for this preview. Use estimates, spot the recovery opportunity, then continue in Vala when you are ready for automatic monitoring.
Tracked spending$3,780
$1,720 left before untracked expenses and savings.
Identify recurring costs, bill pressure, and spending patterns that may deserve a closer look.
Turn one opportunity into a specific action you can complete this week.
Use ongoing insights and reminders to catch the same pattern before it repeats.
Track confirmed changes and put the money you free up toward the next meaningful goal.
How Vala works
Find, recover, prevent, and build stronger cash flow.
Find
Vala identifies recurring charges, bill pressure, and spending patterns that may be quietly draining cash.
Recover
Choose the one action most worth taking first, from reviewing a recurring cost to protecting an upcoming bill.
Prevent
Use optional, read-only Plaid insights, bill visibility, and check-ins to catch repeat patterns earlier.
Build
Track confirmed changes and direct the money you free up toward the goal or buffer that matters next.
Recovery projects
Choose the money problem that matters most right now.
Vala keeps the work focused: one project, one weekly action, and a visible record of progress.
Recover subscription waste
Review recurring charges
Build your first buffer
Choose a weekly amount
Save together without sharing every purchase
Shared check-ins and split follow-ups
Prevent the next bill surprise
Upcoming due dates and a clear next step
Prevent the next leak
Pay for continuous protection, not another dashboard.
Start with a free recovery preview. Upgrade when continuous monitoring, prevention alerts, and Recovery Coach check-ins are worth more than the money you may recover.
Free startFind an area worth reviewing first
Use the website money-leak assessment and explore a manual planning preview before upgrading.
SaverProKeep more money from slipping away
Pays for itself if you catch just one unused subscription.
- Automatic continuous transaction sync through an optional, secure, read-only Plaid connection
- Ongoing detection for recurring charges, bill pressure, and spending drift
- Recovery Coach check-ins, prevention alerts, and progress tracking for the actions you choose
Current price and any trial eligibility are shown in the App Store or Google Play before you confirm purchase. You can manage or cancel store subscriptions through the store where you purchased.
Recovery Coach
One practical recommendation every week.
No overwhelming financial advice. Recovery Coach turns your project into a specific next action, so you know what to do without sorting through charts.
Today's recovery actionAudit one recurring charge, then move a small amount toward your buffer.
Vala keeps every check-in tied to a recovery project, so progress feels visible instead of theoretical.
Money recovered
Keep opportunities and confirmed progress separate.
Vala does not inflate results. You can review what was identified, what you acted on, and what you confirmed as recovered.
Record the money you actually freed up.
See recovery build over time.
Keep momentum with finished actions.
Know which opportunities became real changes.
Private by design
Share a recovery win, not your financial data.
Vala's Money Recovery Receipt turns one action into a simple, shareable card. It never includes merchant names, balances, account numbers, or bank login details.
Sharing is free. SaverPro is for continuous monitoring, prevention alerts, and Recovery Coach follow-through.
What recovery looks like
Less financial noise. More money working for you.
Review a forgotten subscription before the next renewal.
Clarify a shared cost without sharing every personal purchase.
Turn one confirmed change into progress toward a financial buffer.
Illustrative examples. Vala does not guarantee savings results or move money on your behalf.
Recovery opportunities
Find recurring charges and spending patterns that may be costing you money each month.
Recovery plan
Turn one opportunity into a simple project with a realistic next action.
Money recovered
Keep a clear record of actions you completed and money you confirmed as recovered.
Bill protection
Keep due dates and potential bill pressure visible before a surprise hits.
Subscriptions
Review recurring payments and low-value services before they renew again.
Shared projects
Coordinate shared expenses and savings without giving up personal financial privacy.
Find the Vala page that matches your money problem
Search by the job you need done: find money leaks, track expenses, manage bills, review subscriptions, split shared costs, or plan around your paycheck.
Your money recovery starts here
Keep more of the money you already earn.
Find a money leak, take one practical recovery action, and prevent the pattern from quietly repeating.
Questions before you start
Frequently asked questions
What is a Recovery Project?
A Recovery Project is one focused money goal, such as reviewing recurring charges, preventing a bill surprise, building a buffer, or coordinating a shared expense.
How is Vala different from a budget app?
Vala starts with the money problem that needs attention now and gives you one next action. Budget and tracking tools support the recovery work instead of becoming the entire experience.
How does Vala calculate money leaks?
Vala reviews transaction patterns, recurring charges, bill timing, and spending changes. Website estimates are directional; connected-app insights are based on the data you choose to share.
How secure is my bank connection?
Plaid provides an optional read-only connection. Vala never sees or stores your bank login credentials and cannot move money from your accounts.
Do I need to connect a bank account?
No. You can explore the website preview without a bank connection. In the app, Plaid is optional for automatic transaction insights.
Can couples use Vala?
Yes. Shared projects and split-expense follow-ups help couples or households coordinate common costs while keeping personal spending private.
Can Vala move money from my account?
No. Vala's financial connections are read-only and cannot transfer or withdraw money.
What is included before I pay?
The website money-leak assessment and manual planning preview are free. Ongoing automatic transaction insights, recurring-charge monitoring, and AI-guided follow-through are available with SaverPro.
How much does Vala cost and how do I cancel?
Current price and any trial eligibility are shown in the App Store or Google Play before you confirm purchase. Store subscriptions are managed or cancelled through the store where you purchased.